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Extra info for American Credit Repair: Everything U Need to Know About Raising Your Credit Score (American Real Estate)
Here are two circumstances in which the use of your credit report are forbidden. Two Circumstances Which Prohibit the Use of Your Credit Report: Lawsuits Õ Your credit file cannot be requested or used by another party just because you are involved in a lawsuit. In other words, a lousy credit rating cannot be used in an attempt to show a judge or jury that your intentions are fraudulent or that they demonstrate Who Is Entitled to See Your Credit File an act of desperation for money and that’s the reason you are involved in the suit – whether you are the party who is suing or you are the party who is being sued.
Even though most of this information was already discussed on the previous four pages, it may interest you to see first hand how the federal government is protecting and educating the American public. To that end, a copy of this brochure is provided on the next six pages, and a link has also been provided on the enclosed CD-ROM if you wish to visit the FTC website to access and print it. Getting a Free Copy — For Real! FTC Facts for Consumers Brochure: Your Access to Free Credit Reports 43 44 Chapter 4: Your Credit Report FTC Facts for Consumers Brochure: Your Access to Free Credit Reports Getting a Free Copy — For Real!
The type of inquiry that employers make will not have any impact on your credit score because you are applying for a job, not an extension of credit. This is very important! When a potential employer asks for your written permission to obtain your credit report, you must read what you are signing. Look to see if you would be giving permission to your employer to pull your credit report anytime in the future, as well. Granted, a good job opportunity may be hard to come by, but use your own judgment as to whether you feel comfortable knowing your boss wants to monitor your personal and financial activities on a regular basis.